Bank Locker Rules: Before opening a bank locker, you must know this new guideline of RBI
Bank Locker Rules and Guidelines: Nowadays in India, bank lockers are mostly used to keep important items like jewelry or documents. Let us tell you, the rules of bank locker are decided by RBI (RBI bank locker New Rules). Due to this, recently RBI has also issued new guidelines related to bank locker. If you are also thinking of getting a bank locker, then you must take a look at these new rules-
Khabar TV (Bureau). Whenever it comes to keeping any important documents or precious jewellery safe, everyone is afraid to keep them at home in today's time.
Because people always have this fear that if for any reason these are lost, stolen or burnt in any situation, then the savings of a lifetime will go waste. In such a situation, a bank locker (Bank Locker benefits) can prove to be a very good option for their security.
For your information, if you are also thinking of getting a bank locker or you have a locker, then today you must know about this new update of the Reserve Bank of India (RBI Bank locker Rules).
Actually, the rules of bank locker (Bank Locker charges) are determined by RBI itself. The Reserve Bank of India has recently issued a guideline making some changes in the rules of bank locker.
Know what are the new guidelines
RBI has explained the process of renewing the locker. According to the new guidelines, the revised agreement will have to be signed (bank locker guidelines) by 31 December 2023 and deposited in the bank.
How can you open a bank locker?
Many people have a question that who gets a bank locker. RBI said that bank lockers are available only to those account holders who have a savings account or current account in the bank.
If a customer wants to open a bank locker, then only PAN card or Aadhaar card is required for that. Apart from this, address proof also has to be submitted.
Other rules related to bank locker
There is an agreement between the bank and the customer to get a locker. The locker is allotted only after signing this agreement.
What will be the size of the locker? This is decided by the customer. Generally, bank lockers are single-tiered or multi-tiered. (bank locker agreement)
When the locker is opened, the bank gives a key with a specific number to the customer and keeps the master key with itself.
The amount of rent charged on a locker depends on the size of the locker and the location of the bank. However, as soon as the locker is opened, the bank takes a security deposit from the customer. This deposit can be deposited in the form of fixed deposit schemes or cash amount.